2025 Northwest CenterEmployee Benefits Guide Effective Plan Dates: Jan 1, 2025 — Dec 31, 2025 New Hire Eligibility Medical Virtual Care Health Savings Account Prescriptions Dental Vision Cost of Coverage Employee Assistance Program Wellness Flexible Spending Account (FSA) 401(k) Retirement Plan Life and AD&D Insurance Disability Insurance Employee Perks Voluntary Benefits Benefit Resource Center Benefit Contacts Plan Documents Medicare Resources Benefit Videos Glossary of Terms & Acronyms