2025
Benefits Info
Effective Plan Dates: Jan 1, 2025 — Dec 31, 2025

Benefits Key Terms Explained

How to Read an Explanation of Benefits (EOB)

High Deductible Health Plan

Preferred Provider Organizations (PPO)

High Deductible Health Plan with HSA

Medical Plans Compared: HDHP vs PPO

Preventative Care

Primary Care / Urgent Care / ER

Employee Assistance Program (EAP)

Telehealth

Managing Stress and Mental Health

Mental Health FAQ

Prescription Drugs: Benefits Overview

Prescription Drugs: Managing Costs

Dental Insurance

Vision Insurance

How to Stretch your Healthcare Dollars

Qualifying Life Events

Health Savings Account

How to optimize your HSA

Flexible Spending Accounts (FSA)

HSA vs. FSA

Limited Purpose FSA

Dependent Care FSA

How to Optimize your FSA

401k Retirement

Life and AD&D Insurance

Term Life Insurance

Disability Insurance

Short-Term Disability (STD)

Accident Insurance

Critical Illness Insurance

Pet Insurance

Commuter Benefits

Medicare Overview

IRS 1095 Tax Form