2025
Benefits Info
Effective Plan Dates: Jan 1, 2025 — Dec 31, 2025

Dental Plan

Northwest Center offers a comprehensive dental plan with Delta Dental of Washington.

  • Any member who gets a Healthy Checkup will increase their benefit maximum by $250 the following year.
  • A Healthy Checkup is any diagnostic and preventive service (i.e. preventive exam, cleaning, fluoride treatment, x-rays, and sealants).
  • The increase is cumulative, so you can earn an extra $250 each year up to a maximum of $2,500 (i.e. $1,750 in 2026, $2,000 in 2027, etc.).
  • Each year you don’t get a Healthy Checkup your benefit maximum decreases back to the previous year’s level but will not drop below $1,500.
Delta Dental PPO Plan
Benefit Coverage In-Network Benefits Out-of-Network Benefits
Calendar Year Deductible (Waived for Preventive Services)

Individual

$50 Individual

Family

$150 Family Maximum
Calendar Year Benefits

Per Person Benefit Maximum

Base: $1,500
Increase for Healthy Checkup: $250, Maximum: $2,500
Increases apply the following calendar year
Class I: Diagnostic & Preventive
Exams, Cleanings, X-rays, Fluoride and Sealants
100% 80% MAC*
Class II: Restorative
Restorations, Endodontics, Periodontics, Oral Surgery
80% 70% MAC
Class III: Major
Crowns, Dentures, Partials, Bridges and Implants
50% 40% MAC
Orthodontia
Adults & Dependent Children
50% to a lifetime maximum of $1,500

*MAC – Maximum Allowable Charge
NOTE: The level of benefits received is based on whether that treatment was provided by a preferred, premier or out-of-network dental provider. Benefits are payable at the preferred level by accessing your care through a Contracted Provider. Out-of-network charges will be paid at a set reimbursement amount, also called the Maximum Allowable Charge. If you use an Out-of-Network dentist, that provider may bill you over and above the set reimbursement amount offered by Delta Dental.

Find a Delta Dental PPO dentist

  • Visit deltadentalwa.com
  • Click on Online Tools and Find a Dentist
  • Fill in your address, select the Delta Dental PPO, and click on Search
Delta Dental WA 2025 Benefit Summary

Dental Insurance