401(k) Retirement Plan
Northwest Center offers retirement plans that allow you to save money and take an active role in your financial future.
Ways to Enroll
- Visit principal.com/welcome or,
- Download the Principal mobile app or,
- Text ENROLL to 78259
Eligibility
Eligibility for participation in the plans varies, but most employees are eligible to participate right away on their date of hire.
Employee Contribution
Employees can contribute up to $24,500 to their retirement plan in 2026, with an additional $8,000 if age 50 or older.
Employer Match
NWC provides a 50% match up to the first 6% of employee investment following 12 months of employment.
Vesting
Your vesting percentage determines how much of Northwest Center’s matching contributions you keep when you leave.
Years of vesting service Percentage you keep
Less than 1 year 0%
1 year 25%
2 years 50%
3 years 75%
4 or more years 100%
You also become 100% vested if you are employed by Northwest Center when you reach normal retirement age, become totally disabled as defined by the plan, or pass away.
Your own contributions are always 100% yours.
Rollovers
For questions or assistance with rollovers, loans, or withdrawals, please contact Principal directly through your account at www.principal.com.
