Flexible Spending Account (FSA)

Flexible Spending Account

A Flexible Spending Arrangement (FSA) allows you to set money aside on a pre-tax basis to pay for qualified out-of-pocket health and dependent care expenses. Navia Benefit Solutions administers the FSA.

Your election will be evenly deducted from your paycheck, pre-tax, throughout the year.

Company Code: NCN

General Purpose Health FSA

You cannot have an HSA and a General-Purpose Health FSA.

A general-purpose health FSA is for medical, prescription drug, and dental expenses such as deductibles, prescription drugs, eyeglasses, laser eye surgery, orthodontia, acupuncture, massage therapy, etc.

You may contribute up to $3,300 in a general-purpose health FSA in 2025.

Flexible Spending Accounts (FSA)

HSA vs. FSA

Limited Purpose Health FSA

Only for Dental AND Vision expenses

You can have an HSA and a Limited Purpose Health FSA.

You may contribute up to $3,300 in a limited purpose health FSA in 2025.

Limited Purpose FSA

Dependent Care FSA

You can have an HSA and a dependent care FSA.

You can use the dependent care FSA for expenses necessary to care for dependent children under age 13 or adult dependents (such as your parents or spouse) who are physically or mentally incapable of self-care. Dependent care expenses are limited to services that allow you to work, attend school full-time, or look for work.

You and your spouse may contribute up to a combined total of $5,000 each year.

If you choose to have dependent care expenses reimbursed by your Dependent Care FSA, those same expenses cannot be claimed for a dependent care tax credit on your federal income tax return. Consult a tax advisor for more information.